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FAQ

How to invest, what the dashboard words mean, and which assets you can buy. No prior onchain experience required.

Before you start, you need

  • An EVM wallet — MetaMask, Rainbow, or any wallet that connects in the browser. Your keys never leave your wallet; this site holds nothing.
  • A little ETH on Robinhood Chain — gas for your transactions. Roughly 0.003 ETH is enough to create and configure a vault; each action costs cents.
  • USDG — the dollar stablecoin your vault spends. A few USDG is enough to try your first period.

The seven steps

  1. Connect your wallet — click Connect Wallet (top right of the home page). Nothing is custodial.
  2. Switch to Robinhood Chain (network 4663) — the app offers to add and switch the network automatically when you connect. Double-check you are on Robinhood Chain before transacting.
  3. Get ETH for gas — bring ETH over the Arbitrum canonical bridge, or withdraw from an exchange that supports Robinhood Chain.
  4. Swap ETH → USDG — swap on any Robinhood Chain DEX. This is the money your vault will invest with.
  5. Create your vault — one click, one small transaction. The first 100 vaults get the founding rate: 0.5% entry fee, locked into your contract forever (1% after). Withdrawals are always free.
  6. Turn it on (once) — deposit USDG, click the tokens you want to allow, set your period and budget. Your vault runs Plain DCA by default (buys the whole allowed universe every period); you can switch to the opt-in Smart DCA defensive mode from the dashboard whenever you like. The keeper picks your vault up automatically within the hour — no registration, no operator, no one to trust with your keys.
  7. Then be lazy — plain mode buys your whole allowed universe every period, no questions asked; smart mode waits for assets to trade cheap against their 200-day average and holds cash otherwise (cash is a position, not a pause). Either way, you do nothing.

How to deposit

  1. Connect your wallet and open your vault (the card that says Active vault).
  2. Type an amount into the Amount (USDG) box — any amount works, even 1 USDG just to try it.
  3. Click Deposit. Your wallet asks for two signatures in order: Approve (a spending permission that exists only for the moment), then Deposit itself.
  4. Done. The credited remainder — after your vault's entry fee (0.5% for founding vaults, 1% after) — is what your vault invests. Withdrawals are always free.

Because the vault is onchain, there is no minimum and no lot size: 1 USDG in, 1 USDG out, any time. A tokenized stock is an ordinary ERC-20 — the chain itself does the fractioning, down to fractions of a cent.

How to withdraw a stock you bought

  1. Find the asset in the Investment P&L table — for example 1 USDG worth of META.
  2. Click Withdraw on that row. An amount box opens, prefilled with the vault's full balance of that token.
  3. Edit it to any partial amount — even 1 USDG worth — or leave it as-is to take everything.
  4. Confirm the transaction. The tokens move from the vault to your wallet. Free; you only pay gas (cents).
  5. The tokens are now ordinary ERC-20s in your wallet. Hold them, or swap to USDG on any Robinhood Chain DEX whenever you like.

The vault never sells for you — it only buys, by design. Selling is your decision, and onchain fractionals make it exact: withdraw 1 USDG worth of one ticker and leave the rest untouched — no share rounding, no minimum trade, no custodian to ask.

Words you'll see on the dashboard

Vault — your personal smart contract on Robinhood Chain. It holds your USDG and the tokens bought for you. Only your wallet can withdraw from it; the automation can only buy. Your keys never leave your wallet — the vault is self-custody plumbing, not a custodian.

Allowance to vault — an ERC-20 spending permission, not a balance. USDG in your wallet cannot move by itself: when you deposit, you first grant the vault a limit it may pull (the “approve” step), then the vault takes exactly the amount you deposit. The dashboard shows how much USDG the vault is still allowed to pull — raise it, lower it, or revoke it any time from your wallet. It never moves more than you granted. At rest this number reads 0 — that is the safe default (no standing permission). You never set it manually: pressing Deposit asks your wallet for the two signatures in order — Approve, then Deposit — and the allowance rises only for the moment between them, returning to 0 once the deposit completes.

Max asset weight — the cap on how much of one period's budget may go into a single asset (1–100%). At 100% one asset may take the whole budget (right for a one-token vault); at 25% no single token gets more than a quarter. It is your diversification brake.

Max deployment — the cap on how much of the period budget may be spent at all in one period (1–100%). At 100% the keeper tries to deploy the entire budget; a lower value deliberately keeps part of it in USDG as cash.

Max slippage — how far above the oracle price a buy may fill before it is rejected (0.01–3%). If a pool would cost more than the Chainlink quote plus this tolerance, the vault refuses the buy and logs it — it never chases the price or re-quotes higher.

Ceiling — a hard maximum built into the contracts themselves, beyond which nobody — including us — can set a value. Example: the max-slippage ceiling is 3% and the entry-fee ceiling is 3%. Your per-vault settings always live at or below these.

Why these nine assets?

Everything a vault can buy must clear the same bar: a Chainlink total-return oracle feed (the price source the slippage guard trusts), a deep USDG pool so routine buys don't move the price, and admin-verified contract addresses.

Today exactly nine assets clear it: the seven largest US mega-caps — NVDA, AAPL, MSFT, GOOG, AMZN, META, TSLA (the “Magnificent Seven”) — plus the two broadest index ETFs, QQQ (Nasdaq-100) and SPY (S&P 500). Together they are the usual “lazy portfolio” building blocks: most of the market cap of US equities in nine tickers.

Why not more, smaller names? Thinner pools mean worse fills for you, and a wider universe dilutes each period's budget. The honest default is fewer, deeper assets. This list is plumbing, not investment advice — no return promises.

Robinhood Chain carries 200+ tokenized US stocks and ETFs in total. We add them one at a time as their oracle feeds and pool depth pass the same bar, prioritized by what users ask for — no promises on which or when. New assets simply appear as additional toggles in your vault's Allowed universe.

What if I want out?

Pause the plan, revoke the keeper, or withdraw your funds at any time, directly from your dashboard. The automated keeper can buy, never withdraw — only your wallet can.

Stock Tokens are tokenized debt securities issued by a Robinhood entity — economic exposure, not share ownership. This is an automation tool, not a profit product. No return promises. DYOR.